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BENEFITS
Creative Financing
Consulting
Employee Benefits Benchmarking Tool
Group Life & Disability Insurance
Group Dental and Vision Plans
Group Health Insurance Brokers for Growing Businesses
Self-Funded & Level-Funded Health Plans for Small Businesses
HRA, HSA, FSA & ICHRA Administration
COMPLIANCE
Compliance Leadership
HR
Employee Advocacy & Education
Open Enrollment Management
Communication
HR Support via Mineral
TECHNOLOGY
HR/Payroll Technology Consulting Services
WHO WE ARE
Testimonials
For HR Consultants
INSIGHTS
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221 Main Street #1462,
Los Altos, CA 94023, United States
408.366.8880
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Latest Thinking
California HMO vs. PPO Plans: What Employers Need to Know
by Chris Freitas
•
14 October 2026
HMO plans typically offer lower costs with less provider flexibility, while PPOs offer broader access at a higher cost. Compare the right fit for your team.
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