Alternative Funding Options
for Mid-Sized Employers (100–500 Employees)
AVOID PROFIT-STARVING
PRICE HIKES
Say goodbye to the endless cycle of insurance premium hikes. With alternative funding for employee benefits, mid-sized employers can enjoy up to 20–40% in cost savings while still providing employees comprehensive coverage.
KBI Benefits gives mid-sized companies access to the full range of employee benefits funding options (from level funded to fully self-funded strategies) rather than a one-size-fits-all fully insured plan. Based in California and working with employers nationwide, we help you find the model that achieves real financial stability, not just a lower quote this year.
Employee BENEFITs FUNDING OPTIONS
Our Carriers
We provide expert guidance on all types of benefits, including health, life, dental, vision insurance, and more.
Alternative Funding Models to Stabilize Benefits Premiums
Say farewell to the yearly rate increase headache! If your company has 100 to 500 employees, alternative funding models can help stabilize benefits premiums instead of leaving you exposed to another round of carrier-driven rate hikes. Partner with us to craft a strategy that moves you off the fully insured treadmill and onto a path of predictable, controllable costs.
California employers in particular have felt some of the steepest fully insured increases in the country, which is why so many mid-sized businesses here are shifting to level funded, self-funded, or captive arrangements. Don't let insurance costs hold your business back any longer.
Best Alternative Funding Strategies for Employer Health Plans
The best alternative funding strategy for an employer health plan depends on company size, claims history, and risk tolerance — there's no single right answer. For mid-sized companies (100–500 employees), level funded or partially self-funded models often deliver the strongest balance of savings and predictability. Nonprofits have additional options too: with the right strategy, some organizations can secure up to 100% coverage and enhance compensation without increasing salary.
KBI Benefits, based in California and serving employers nationwide, evaluates your claims data and workforce to recommend a strategy built around your business — not a generic pitch. Don't let the current system hold you back any longer.
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We believe the relationship between employer and employee has tremendous untapped potential. We are here to help our clients unleash that potential.
We would love to help, contact a team member today!
