Employee Benefits Consultant for California Businesses
Our experienced employee benefits consultants help employers design benefits strategies that are smarter, more cost-effective, and employee-focused. Through alternative funding, strategic plan design, and proactive compliance support, we empower Bay Area businesses to save up to 40% on their health and benefits programs without reducing quality or employee satisfaction.
Discover where you can save and how your plan compares.

Why KBI
Choosing the right benefits consultant means more than just finding a broker. Employers need a benefits consulting firm that can uncover hidden savings, ensure compliance, and provide proactive guidance year after year. That’s where KBI stands apart.
PROUD UBA PARTNER
Access national benchmarking with the insight of a trusted local advisor.
ALTERNATIVE FUNDING SPECIALISTS
Expert guidance in level-funded and self-funded solutions that most brokers don’t offer.
UP TO 40% SAVINGS
Reduce costs through smarter plan design without sacrificing quality.
COMPLIANCE-FIRST PLANNING
Peace of mind with proactive strategies that keep you ahead of regulations.
For nearly three decades, California employers have relied on KBI to provide transparent, proactive benefits consulting rooted in integrity and results.

HOW WE WORK
Our process is designed to be straightforward, transparent, and results-driven. As your dedicated employee benefits consultant, we guide you through every stage so you can make confident, informed decisions. Employers who work with proven employee benefits consultants like KBI gain a long-term partner invested in their success.
BENCHMARK & ASSESS
We start with a clear evaluation of your current benefits plan and compare it against industry benchmarks to highlight areas of overspending or missed opportunities.
DESIGN SMARTER PLANS
Next, we customize strategies using the latest funding models, including self-funded and level-funded solutions. The result: lower costs, improved flexibility, and more sustainable plans.
IMPLEMENT & SUPPORT
We handle the details ensuring a seamless rollout for your employees, minimizing disruption, and managing the employee benefits transition from start to finish.
REVIEW & OPTIMIZE
Our work doesn’t stop at implementation. We provide ongoing reviews and proactive adjustments to keep your benefits program compliant, cost-efficient, and competitive.
Our Commitment to Your Business
At KBI, we take full ownership of our responsibility to help employers design smarter, more sustainable benefits programs. Our commitment goes beyond cost savings. We ensure your employees understand and value their benefits through clear communication and the right technology.
Based in Silicon Valley, our benefits consulting and technology team constantly monitors the market for innovative strategies and resources. This allows us to bring unique solutions that reduce costs, protect compliance, and support your workforce.
We focus on serving small and mid-sized businesses across the Bay Area and California. Employers who want a trusted small business benefits consultant choose KBI for proactive, transparent, and results-driven guidance.
"Our team is truly an extension of yours. We have a vested interest in your success and are committed to delivering resources to drive that fulfillment."
— Mike Radakovich, President KBI

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Talk to an Employee Benefits Consultant
Every employer has the potential to lower costs, stay compliant, and provide benefits that truly support their team. As your employee benefits consulting firm, KBI helps unlock that potential with proactive, transparent strategies.
We are ready to learn more about your business and explore how we can design a smarter benefits program for your employees.
Contact our team today to get started.





